Why is your credit score different from Transunion/ITC?

If you are seeing different scores from each bureau, there could be a few reasons for this. Here are some of the most common ones: 

  • The information in your credit reports varies among credit bureaus. This actually isn't uncommon. The information in your credit reports may also be updated at different times at each bureau. In other words, one credit bureau may be missing an account or other information that either helps or hinders your score.
  • The scores are from different dates. Since your score can change at any time, it's important to compare credit scores from the same date.  
  • The scores were calculated using different scoring models. When you compare scores among bureau your scores could vary because each bureau calculates the score a little differently. 

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